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Business Insurance

Business liability and risk exposures vary across all industries, especially in niche or specialty markets.

Kemner Iott Benz has built a solid reputation in providing business insurance solutions by continually seeking new, challenging risk management opportunities. Our ability to handle unique or niched liability needs has provided us with a wide range of experience serving clients that are varied in market, industry, service, and product.

Kemner Iott Benz commercial property and casualty team takes a consultative approach with each client by working to understand their business, its challenges, and its objectives to tailor a program that supports their future.

We specialize in implementing business insurance programs for new clients, which proactively reduces exposures and minimizes costs.

Commercial property and casual policies are a must. Kemner Iott Benz is dedicated to providing customized business insurance products to protect your business, employees, and ability to operate.

We are able to offer and customize the right policy for your business needs.

Our relationship-focused team provides a variety of services to meet your business’ needs.

  • Developing Risk Management Strategies
  • Initiating Underwriting Submissions
  • Selecting Potential Insurance Carriers and Partners
  • Negotiating Program Objectives
  • Offering Presentation and Program Options
  • Implementing Loss Sensitive Program
  • Covering Environmental Liability Programs
  • Structuring Management Liability Program

Available Coverage

  • Property
  • Commercial General Liability
  • Commercial Auto
  • Workers Compensation
  • Cyber Liability
  • Surety & Bonds
  • Employment Practice Liability
  • Management Liability
  • Professional Liability
  • Inland Marine
  • Umbrella/Excess Liability
  • Errors & Omissions
  • Directors & Officers

We work as an extension of your business to provide insurance solutions and serve as a risk management consultants to help manage exposures before they impact your business.

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Our Experience Can Work For You

After many decades of service, we have experienced a variety of tendencies and scenarios within the insurance industry. Put our experiences to work for you.

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Does your business coverage match your needs?

Kemner Iott Benz’s team of risk advisors can tailor a solution to your needs. If you don’t see the coverage you are looking for listed, please contact us today or request a quote for more information.